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Nanded Merchants Co-operative Bank Nanded

Nanded Merchants Co-operative Bank Nanded IMPS BRANCH

+912462283434

IFSC CODE
IBKL0500NMC
MICR Code 431883000
Branch Code 500NMC
City / District NANDED
State MAHARASHTRA
Office Address THE NANDED MERCHANT CO OP BANK LTD,HEAD OFFICE,MAHATMA GANDHI ROAD,NANDED 431604
Phone +912462283434
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Nanded Merchants Co-operative Bank Nanded

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Nanded Merchants Co-operative Bank Nanded IMPS branch of Nanded Merchants Co-operative Bank Nanded, the code IBKL0500NMC ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IBKL0500NMC Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IBKL" represents Nanded Merchants Co-operative Bank Nanded

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Nanded Merchants Co-operative Bank Nanded IMPS

Payment Systems Supported by IBKL0500NMC

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—431883000—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Nanded Merchants Co-operative Bank Nanded in NANDED typically follows the RBI holiday calendar. Digital transfers via IBKL0500NMC for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IBKL0500NMC is the valid code for Nanded Merchants Co-operative Bank Nanded IMPS at NANDED, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Nanded Merchants Co-operative Bank Nanded IMPS Contact
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  • • MICR Code Finder
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Platform Links

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  • • IFSC Finder v2.0

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