Ahilyadevi Urban Co-operative Bank Solapur
Ahilyadevi Urban Co-operative Bank Solapur IMPS BRANCH
+912172626171
Understanding IFSC Code: The Digital DNA of Ahilyadevi Urban Co-operative Bank Solapur
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Ahilyadevi Urban Co-operative Bank Solapur IMPS
branch of Ahilyadevi Urban Co-operative Bank Solapur, the code IBKL0478ADC ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0478ADC Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Ahilyadevi Urban Co-operative Bank Solapur
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Ahilyadevi Urban Co-operative Bank Solapur IMPS
Payment Systems Supported by IBKL0478ADC
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—413024252—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Ahilyadevi Urban Co-operative Bank Solapur in SOLAPUR typically follows the RBI holiday calendar. Digital transfers via IBKL0478ADC for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0478ADC is the valid code for Ahilyadevi Urban Co-operative Bank Solapur IMPS at SOLAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • Ahilyadevi Urban Co-operative Bank Solapur IMPS Contact
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Platform Links
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