Jivaji Sahakari Bank Ichalkaranji
Jivaji Sahakari Bank Ichalkaranji IMPS BRANCH
+912302426389
Understanding IFSC Code: The Digital DNA of Jivaji Sahakari Bank Ichalkaranji
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Jivaji Sahakari Bank Ichalkaranji IMPS
branch of Jivaji Sahakari Bank Ichalkaranji, the code IBKL0467JSB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0467JSB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Jivaji Sahakari Bank Ichalkaranji
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Jivaji Sahakari Bank Ichalkaranji IMPS
Payment Systems Supported by IBKL0467JSB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—416825201—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Jivaji Sahakari Bank Ichalkaranji in ICHALKARNJI typically follows the RBI holiday calendar. Digital transfers via IBKL0467JSB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0467JSB is the valid code for Jivaji Sahakari Bank Ichalkaranji IMPS at ICHALKARNJI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
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Platform Links
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