Shree Panchganga Nagari Sahakari Bank
Shree Panchganga Nagari Sahakari Bank IMPS BRANCH
+912323693517
Understanding IFSC Code: The Digital DNA of Shree Panchganga Nagari Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Shree Panchganga Nagari Sahakari Bank IMPS
branch of Shree Panchganga Nagari Sahakari Bank, the code IBKL0464PNS ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0464PNS Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Shree Panchganga Nagari Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Shree Panchganga Nagari Sahakari Bank IMPS
Payment Systems Supported by IBKL0464PNS
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—416402000—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Shree Panchganga Nagari Sahakari Bank in KOLHAPUR typically follows the RBI holiday calendar. Digital transfers via IBKL0464PNS for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0464PNS is the valid code for Shree Panchganga Nagari Sahakari Bank IMPS at KOLHAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Shree Panchganga Nagari Sahakari Bank Branch List
- • KOLHAPUR IFSC Codes
- • Swift Code for Shree Panchganga Nagari Sahakari Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Shree Panchganga Nagari Sahakari Bank IMPS Contact
- • Address of Shree Panchganga Nagari Sahakari Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Shree Panchganga Nagari Sahakari Bank IBKL0464PNS code, find Shree Panchganga Nagari Sahakari Bank IMPS branch details, Shree Panchganga Nagari Sahakari Bank KOLHAPUR contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Shree Panchganga Nagari Sahakari Bank KOLHAPUR, online neft rtgs imps guide india, how to find ifsc code of Shree Panchganga Nagari Sahakari Bank.