Rajarshi Shahu Govt Servants Co-operative Bank Kolh
Rajarshi Shahu Govt Servants Co-operative Bank Kolh IMPS BRANCH
+918888835608
Understanding IFSC Code: The Digital DNA of Rajarshi Shahu Govt Servants Co-operative Bank Kolh
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Rajarshi Shahu Govt Servants Co-operative Bank Kolh IMPS
branch of Rajarshi Shahu Govt Servants Co-operative Bank Kolh, the code IBKL0464GSB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0464GSB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Rajarshi Shahu Govt Servants Co-operative Bank Kolh
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Rajarshi Shahu Govt Servants Co-operative Bank Kolh IMPS
Payment Systems Supported by IBKL0464GSB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—416906000—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Rajarshi Shahu Govt Servants Co-operative Bank Kolh in KOLHAPUR typically follows the RBI holiday calendar. Digital transfers via IBKL0464GSB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0464GSB is the valid code for Rajarshi Shahu Govt Servants Co-operative Bank Kolh IMPS at KOLHAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
- • GST Calculator Online
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Branch Context
- • Rajarshi Shahu Govt Servants Co-operative Bank Kolh IMPS Contact
- • Address of Rajarshi Shahu Govt Servants Co-operative Bank Kolh
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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