D.y.patil Sahakari Bank Kolhapur
D.y.patil Sahakari Bank Kolhapur IMPS BRANCH
+912312601904
Related Branches
Understanding IFSC Code: The Digital DNA of D.y.patil Sahakari Bank Kolhapur
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the D.y.patil Sahakari Bank Kolhapur IMPS
branch of D.y.patil Sahakari Bank Kolhapur, the code IBKL0463DYP ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0463DYP Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents D.y.patil Sahakari Bank Kolhapur
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for D.y.patil Sahakari Bank Kolhapur IMPS
Payment Systems Supported by IBKL0463DYP
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—416259264—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The D.y.patil Sahakari Bank Kolhapur in KASABA NOOL typically follows the RBI holiday calendar. Digital transfers via IBKL0463DYP for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0463DYP is the valid code for D.y.patil Sahakari Bank Kolhapur IMPS at KASABA NOOL, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • D.y.patil Sahakari Bank Kolhapur Branch List
- • KASABA NOOL IFSC Codes
- • Swift Code for D.y.patil Sahakari Bank Kolhapur
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • D.y.patil Sahakari Bank Kolhapur IMPS Contact
- • Address of D.y.patil Sahakari Bank Kolhapur
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: D.y.patil Sahakari Bank Kolhapur IBKL0463DYP code, find D.y.patil Sahakari Bank Kolhapur IMPS branch details, D.y.patil Sahakari Bank Kolhapur KASABA NOOL contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for D.y.patil Sahakari Bank Kolhapur KASABA NOOL, online neft rtgs imps guide india, how to find ifsc code of D.y.patil Sahakari Bank Kolhapur.