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Sarvodaya Commerical Co-operative Bank

Sarvodaya Commerical Co-operative Bank IMPS BRANCH

+912762252224

IFSC CODE
IBKL0443SCC
MICR Code 384805001
Branch Code 443SCC
City / District MAHESANA
State MAHARASHTRA
Office Address SARVODAYA BANK ROAD, NEAR BAMARIYA NALA MEHSANA 384002
Phone +912762252224
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Sarvodaya Commerical Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Sarvodaya Commerical Co-operative Bank IMPS branch of Sarvodaya Commerical Co-operative Bank, the code IBKL0443SCC ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IBKL0443SCC Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IBKL" represents Sarvodaya Commerical Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Sarvodaya Commerical Co-operative Bank IMPS

Payment Systems Supported by IBKL0443SCC

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—384805001—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Sarvodaya Commerical Co-operative Bank in MAHESANA typically follows the RBI holiday calendar. Digital transfers via IBKL0443SCC for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IBKL0443SCC is the valid code for Sarvodaya Commerical Co-operative Bank IMPS at MAHESANA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Sarvodaya Commerical Co-operative Bank IMPS Contact
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Platform Links

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