Keshav Sehkari Bank
Keshav Sehkari Bank IMPS BRANCH
+911142430398
Understanding IFSC Code: The Digital DNA of Keshav Sehkari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Keshav Sehkari Bank IMPS
branch of Keshav Sehkari Bank, the code IBKL0413KSB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0413KSB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Keshav Sehkari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Keshav Sehkari Bank IMPS
Payment Systems Supported by IBKL0413KSB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—110259037—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Keshav Sehkari Bank in DELHI typically follows the RBI holiday calendar. Digital transfers via IBKL0413KSB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0413KSB is the valid code for Keshav Sehkari Bank IMPS at DELHI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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