Bapuji Co-operative Bank
Bapuji Co-operative Bank IMPS BRANCH
+918192272803
Understanding IFSC Code: The Digital DNA of Bapuji Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Bapuji Co-operative Bank IMPS
branch of Bapuji Co-operative Bank, the code IBKL0364BCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0364BCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Bapuji Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Bapuji Co-operative Bank IMPS
Payment Systems Supported by IBKL0364BCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—577808002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bapuji Co-operative Bank in DAVANGERE typically follows the RBI holiday calendar. Digital transfers via IBKL0364BCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0364BCB is the valid code for Bapuji Co-operative Bank IMPS at DAVANGERE, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • Bapuji Co-operative Bank IMPS Contact
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Platform Links
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