Muzaffarpur Central Co-operative Bank
Muzaffarpur Central Co-operative Bank IMPS BRANCH
+916212212590
Understanding IFSC Code: The Digital DNA of Muzaffarpur Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Muzaffarpur Central Co-operative Bank IMPS
branch of Muzaffarpur Central Co-operative Bank, the code IBKL0294MCC ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0294MCC Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Muzaffarpur Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Muzaffarpur Central Co-operative Bank IMPS
Payment Systems Supported by IBKL0294MCC
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Muzaffarpur Central Co-operative Bank in MUZAFFARPUR typically follows the RBI holiday calendar. Digital transfers via IBKL0294MCC for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0294MCC is the valid code for Muzaffarpur Central Co-operative Bank IMPS at MUZAFFARPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • Muzaffarpur Central Co-operative Bank IMPS Contact
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Platform Links
- • Anand Design DevBox
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