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ID

IDBI

THE GOOTY CO OPERATIVE TOWN BANK LTD BRANCH

+919000369009

IFSC CODE
IBKL0208GCT
MICR Code
Branch Code 208GCT
City / District GOOTY
State ANDHRA PRADESH
Office Address 3 260 THE GOOTY CO OP TOWN BANK LTD,GOOTY 515401
Phone +919000369009
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of IDBI

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE GOOTY CO OPERATIVE TOWN BANK LTD branch of IDBI, the code IBKL0208GCT ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IBKL0208GCT Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IBKL" represents IDBI

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE GOOTY CO OPERATIVE TOWN BANK LTD

Payment Systems Supported by IBKL0208GCT

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The IDBI in GOOTY typically follows the RBI holiday calendar. Digital transfers via IBKL0208GCT for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IBKL0208GCT is the valid code for THE GOOTY CO OPERATIVE TOWN BANK LTD at GOOTY, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • IDBI Branch List
  • • GOOTY IFSC Codes
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  • • Bank Holiday in ANDHRA PRADESH

Financial Tools

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Branch Context

  • • THE GOOTY CO OPERATIVE TOWN BANK LTD Contact
  • • Address of IDBI
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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