Kuttiady Co-operative Urban Bank
Kuttiady Co-operative Urban Bank IMPS BRANCH
+914962598070
Understanding IFSC Code: The Digital DNA of Kuttiady Co-operative Urban Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Kuttiady Co-operative Urban Bank IMPS
branch of Kuttiady Co-operative Urban Bank, the code IBKL01307KU ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL01307KU Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Kuttiady Co-operative Urban Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Kuttiady Co-operative Urban Bank IMPS
Payment Systems Supported by IBKL01307KU
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—673853801—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Kuttiady Co-operative Urban Bank in KUTTIADI typically follows the RBI holiday calendar. Digital transfers via IBKL01307KU for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL01307KU is the valid code for Kuttiady Co-operative Urban Bank IMPS at KUTTIADI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
- • GST Calculator Online
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Branch Context
- • Kuttiady Co-operative Urban Bank IMPS Contact
- • Address of Kuttiady Co-operative Urban Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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