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Kodoli Urban Co-operative Bank Kodoli

Kodoli Urban Co-operative Bank Kodoli IMPS BRANCH

+912323224046

IFSC CODE
IBKL0116KUC
MICR Code 416259269
Branch Code 116KUC
City / District KOLHAPUR
State MAHARASHTRA
Office Address ASSEMBLY RD,MAIN ROAD KODOLI,KOLHAPUR
Phone +912323224046
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Kodoli Urban Co-operative Bank Kodoli

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Kodoli Urban Co-operative Bank Kodoli IMPS branch of Kodoli Urban Co-operative Bank Kodoli, the code IBKL0116KUC ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IBKL0116KUC Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IBKL" represents Kodoli Urban Co-operative Bank Kodoli

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Kodoli Urban Co-operative Bank Kodoli IMPS

Payment Systems Supported by IBKL0116KUC

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—416259269—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kodoli Urban Co-operative Bank Kodoli in KOLHAPUR typically follows the RBI holiday calendar. Digital transfers via IBKL0116KUC for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IBKL0116KUC is the valid code for Kodoli Urban Co-operative Bank Kodoli IMPS at KOLHAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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Platform Links

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