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Dapoli Urban Co-operative Bank

Dapoli Urban Co-operative Bank IMPS BRANCH

+919272479261

IFSC CODE
IBKL0116DPC
MICR Code 415800176
Branch Code 116DPC
City / District DAPOLI
State MAHARASHTRA
Office Address DAPOLI URBAN CO OP BANK LTDVEER SAVARKAR ROAD POST LANE DAPOLI TAL DAPOLI DIST RATNAGIRI PIN 415712
Phone +919272479261
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Dapoli Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Dapoli Urban Co-operative Bank IMPS branch of Dapoli Urban Co-operative Bank, the code IBKL0116DPC ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IBKL0116DPC Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IBKL" represents Dapoli Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Dapoli Urban Co-operative Bank IMPS

Payment Systems Supported by IBKL0116DPC

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—415800176—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Dapoli Urban Co-operative Bank in DAPOLI typically follows the RBI holiday calendar. Digital transfers via IBKL0116DPC for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IBKL0116DPC is the valid code for Dapoli Urban Co-operative Bank IMPS at DAPOLI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • MICR Code Finder
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Platform Links

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  • • IFSC Finder v2.0

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