Rohika Central Co-operative Bank Madhubani
Rohika Central Co-operative Bank Madhubani IMPS BRANCH
+916276222268
Understanding IFSC Code: The Digital DNA of Rohika Central Co-operative Bank Madhubani
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Rohika Central Co-operative Bank Madhubani IMPS
branch of Rohika Central Co-operative Bank Madhubani, the code IBKL01066RC ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL01066RC Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Rohika Central Co-operative Bank Madhubani
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Rohika Central Co-operative Bank Madhubani IMPS
Payment Systems Supported by IBKL01066RC
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Rohika Central Co-operative Bank Madhubani in MADHUBANI typically follows the RBI holiday calendar. Digital transfers via IBKL01066RC for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL01066RC is the valid code for Rohika Central Co-operative Bank Madhubani IMPS at MADHUBANI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • Rohika Central Co-operative Bank Madhubani IMPS Contact
- • Address of Rohika Central Co-operative Bank Madhubani
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Platform Links
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