IDBI
THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH BRANCH
+918394228208
Related Branches
Understanding IFSC Code: The Digital DNA of IDBI
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH
branch of IDBI, the code IBKL01039B3 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL01039B3 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents IDBI
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH
Payment Systems Supported by IBKL01039B3
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—583801108—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The IDBI in KUDATHINI typically follows the RBI holiday calendar. Digital transfers via IBKL01039B3 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL01039B3 is the valid code for THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH at KUDATHINI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Branch Context
- • THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH Contact
- • Address of IDBI
- • MICR Code Finder
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Platform Links
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- • IFSC Finder v2.0
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