Nagarik Sahakari Bank Bhiwandi
Nagarik Sahakari Bank Bhiwandi IMPS BRANCH
+912522241083
Understanding IFSC Code: The Digital DNA of Nagarik Sahakari Bank Bhiwandi
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Nagarik Sahakari Bank Bhiwandi IMPS
branch of Nagarik Sahakari Bank Bhiwandi, the code IBKL0100NS2 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0100NS2 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Nagarik Sahakari Bank Bhiwandi
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Nagarik Sahakari Bank Bhiwandi IMPS
Payment Systems Supported by IBKL0100NS2
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400082445—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Nagarik Sahakari Bank Bhiwandi in BHIWANDI typically follows the RBI holiday calendar. Digital transfers via IBKL0100NS2 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0100NS2 is the valid code for Nagarik Sahakari Bank Bhiwandi IMPS at BHIWANDI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • Nagarik Sahakari Bank Bhiwandi IMPS Contact
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Platform Links
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