IDBI
THE MAHARASHTRA MANTRALAYA AND ALLIED OFFICES CO OP BANK LTD BRANCH
+912222812046
Understanding IFSC Code: The Digital DNA of IDBI
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE MAHARASHTRA MANTRALAYA AND ALLIED OFFICES CO OP BANK LTD
branch of IDBI, the code IBKL0004MCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0004MCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents IDBI
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE MAHARASHTRA MANTRALAYA AND ALLIED OFFICES CO OP BANK LTD
Payment Systems Supported by IBKL0004MCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The IDBI in MUMBAI typically follows the RBI holiday calendar. Digital transfers via IBKL0004MCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0004MCB is the valid code for THE MAHARASHTRA MANTRALAYA AND ALLIED OFFICES CO OP BANK LTD at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • IDBI Branch List
- • MUMBAI IFSC Codes
- • Swift Code for IDBI
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • THE MAHARASHTRA MANTRALAYA AND ALLIED OFFICES CO OP BANK LTD Contact
- • Address of IDBI
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: IDBI IBKL0004MCB code, find THE MAHARASHTRA MANTRALAYA AND ALLIED OFFICES CO OP BANK LTD branch details, IDBI MUMBAI contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for IDBI MUMBAI, online neft rtgs imps guide india, how to find ifsc code of IDBI.