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ID

IDBI

KARAHIYA BRANCH

+917354660004

IFSC CODE
IBKL0001759
MICR Code 486259002
Branch Code 001759
City / District KARAHIYA
State MADHYA PRADESH
Office Address OPPOSITE NEW GALLA MANDI,KARAHIYA,REWA-486001
Phone +917354660004
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of IDBI

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KARAHIYA branch of IDBI, the code IBKL0001759 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IBKL0001759 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IBKL" represents IDBI

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KARAHIYA

Payment Systems Supported by IBKL0001759

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—486259002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The IDBI in KARAHIYA typically follows the RBI holiday calendar. Digital transfers via IBKL0001759 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IBKL0001759 is the valid code for KARAHIYA at KARAHIYA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • IDBI Branch List
  • • KARAHIYA IFSC Codes
  • • Swift Code for IDBI
  • • Bank Holiday in MADHYA PRADESH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • KARAHIYA Contact
  • • Address of IDBI
  • • MICR Code Finder
  • • MADHYA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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