Woori Bank
MUMBAI BRANCH BRANCH
+912262638100
Understanding IFSC Code: The Digital DNA of Woori Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the MUMBAI BRANCH
branch of Woori Bank, the code HVBK0000003 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HVBK0000003 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HVBK" represents Woori Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for MUMBAI BRANCH
Payment Systems Supported by HVBK0000003
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400240277—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Woori Bank in MUMBAI typically follows the RBI holiday calendar. Digital transfers via HVBK0000003 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HVBK0000003 is the valid code for MUMBAI BRANCH at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Woori Bank Branch List
- • MUMBAI IFSC Codes
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Financial Tools
- • GST Calculator Online
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Branch Context
- • MUMBAI BRANCH Contact
- • Address of Woori Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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