Vallabh Vidyanagar Commercial Bank
Vallabh Vidyanagar Commercial Bank IMPS BRANCH
+912692237574
Understanding IFSC Code: The Digital DNA of Vallabh Vidyanagar Commercial Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Vallabh Vidyanagar Commercial Bank IMPS
branch of Vallabh Vidyanagar Commercial Bank, the code HDFC0CVVCCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CVVCCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Vallabh Vidyanagar Commercial Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Vallabh Vidyanagar Commercial Bank IMPS
Payment Systems Supported by HDFC0CVVCCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—388810001—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Vallabh Vidyanagar Commercial Bank in VALLABH VIDYANAGAR typically follows the RBI holiday calendar. Digital transfers via HDFC0CVVCCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CVVCCB is the valid code for Vallabh Vidyanagar Commercial Bank IMPS at VALLABH VIDYANAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
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Platform Links
- • Anand Design DevBox
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