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Veraval Peoples Co-operative Bank

Veraval Peoples Co-operative Bank IMPS BRANCH

+912876244122

IFSC CODE
HDFC0CVPCBL
MICR Code 362804051
Branch Code CVPCBL
City / District VERAVAL
State MAHARASHTRA
Office Address VRUNDAVAN OPP. S T BUS STATION NR. SHUBHAM TOWER VERAVAL- 3622266
Phone +912876244122
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Veraval Peoples Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Veraval Peoples Co-operative Bank IMPS branch of Veraval Peoples Co-operative Bank, the code HDFC0CVPCBL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0CVPCBL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents Veraval Peoples Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Veraval Peoples Co-operative Bank IMPS

Payment Systems Supported by HDFC0CVPCBL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—362804051—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Veraval Peoples Co-operative Bank in VERAVAL typically follows the RBI holiday calendar. Digital transfers via HDFC0CVPCBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0CVPCBL is the valid code for Veraval Peoples Co-operative Bank IMPS at VERAVAL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Veraval Peoples Co-operative Bank IMPS Contact
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  • • MICR Code Finder
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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