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Vardhaman (mahila) Co-operative Urban Bank

Vardhaman (mahila) Co-operative Urban Bank IMPS BRANCH

+914023449462

IFSC CODE
HDFC0CVB003
MICR Code 500222003
Branch Code CVB003
City / District HYDERABAD
State MAHARASHTRA
Office Address 5-5-155 AND 157,LALA TEMPLE,STREET, RANIGUNJ,SECUNDERABAD. PIN-500003
Phone +914023449462
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Vardhaman (mahila) Co-operative Urban Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Vardhaman (mahila) Co-operative Urban Bank IMPS branch of Vardhaman (mahila) Co-operative Urban Bank, the code HDFC0CVB003 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0CVB003 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents Vardhaman (mahila) Co-operative Urban Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Vardhaman (mahila) Co-operative Urban Bank IMPS

Payment Systems Supported by HDFC0CVB003

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—500222003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Vardhaman (mahila) Co-operative Urban Bank in HYDERABAD typically follows the RBI holiday calendar. Digital transfers via HDFC0CVB003 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0CVB003 is the valid code for Vardhaman (mahila) Co-operative Urban Bank IMPS at HYDERABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Vardhaman (mahila) Co-operative Urban Bank IMPS Contact
  • • Address of Vardhaman (mahila) Co-operative Urban Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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