The Union Co-operative Bank Mahinagar
The Union Co-operative Bank Mahinagar IMPS BRANCH
+919733416441
Understanding IFSC Code: The Digital DNA of The Union Co-operative Bank Mahinagar
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the The Union Co-operative Bank Mahinagar IMPS
branch of The Union Co-operative Bank Mahinagar, the code HDFC0CUCBLM ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CUCBLM Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents The Union Co-operative Bank Mahinagar
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for The Union Co-operative Bank Mahinagar IMPS
Payment Systems Supported by HDFC0CUCBLM
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—700093255—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The The Union Co-operative Bank Mahinagar in KOLKATA typically follows the RBI holiday calendar. Digital transfers via HDFC0CUCBLM for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CUCBLM is the valid code for The Union Co-operative Bank Mahinagar IMPS at KOLKATA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • The Union Co-operative Bank Mahinagar IMPS Contact
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- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
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