Santragachi Co-operative Bank
Santragachi Co-operative Bank IMPS BRANCH
+919051060388
Understanding IFSC Code: The Digital DNA of Santragachi Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Santragachi Co-operative Bank IMPS
branch of Santragachi Co-operative Bank, the code HDFC0CTSGCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CTSGCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Santragachi Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Santragachi Co-operative Bank IMPS
Payment Systems Supported by HDFC0CTSGCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—700002255—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Santragachi Co-operative Bank in KOLKATA typically follows the RBI holiday calendar. Digital transfers via HDFC0CTSGCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CTSGCB is the valid code for Santragachi Co-operative Bank IMPS at KOLKATA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Santragachi Co-operative Bank Branch List
- • KOLKATA IFSC Codes
- • Swift Code for Santragachi Co-operative Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Santragachi Co-operative Bank IMPS Contact
- • Address of Santragachi Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Santragachi Co-operative Bank HDFC0CTSGCB code, find Santragachi Co-operative Bank IMPS branch details, Santragachi Co-operative Bank KOLKATA contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Santragachi Co-operative Bank KOLKATA, online neft rtgs imps guide india, how to find ifsc code of Santragachi Co-operative Bank.