Mahila Co-operative Nagarik Bank,bharuch
Mahila Co-operative Nagarik Bank,bharuch IMPS BRANCH
+912642244430
Understanding IFSC Code: The Digital DNA of Mahila Co-operative Nagarik Bank,bharuch
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Mahila Co-operative Nagarik Bank,bharuch IMPS
branch of Mahila Co-operative Nagarik Bank,bharuch, the code HDFC0CTMCNB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CTMCNB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Mahila Co-operative Nagarik Bank,bharuch
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Mahila Co-operative Nagarik Bank,bharuch IMPS
Payment Systems Supported by HDFC0CTMCNB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—392802001—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Mahila Co-operative Nagarik Bank,bharuch in BHARUCH typically follows the RBI holiday calendar. Digital transfers via HDFC0CTMCNB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CTMCNB is the valid code for Mahila Co-operative Nagarik Bank,bharuch IMPS at BHARUCH, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
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Platform Links
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