Sudha Co-operative Urban Bank
Sudha Co-operative Urban Bank IMPS BRANCH
+918684222111
Understanding IFSC Code: The Digital DNA of Sudha Co-operative Urban Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Sudha Co-operative Urban Bank IMPS
branch of Sudha Co-operative Urban Bank, the code HDFC0CSUCUB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CSUCUB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Sudha Co-operative Urban Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Sudha Co-operative Urban Bank IMPS
Payment Systems Supported by HDFC0CSUCUB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—508848202—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Sudha Co-operative Urban Bank in SURYAPET typically follows the RBI holiday calendar. Digital transfers via HDFC0CSUCUB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CSUCUB is the valid code for Sudha Co-operative Urban Bank IMPS at SURYAPET, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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