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Sankheda Nagarik Sahakari Bank

Sankheda Nagarik Sahakari Bank IMPS BRANCH

+919411949536

IFSC CODE
HDFC0CSNSB0
MICR Code 391319501
Branch Code CSNSB0
City / District SANKHEDA
State MAHARASHTRA
Office Address NAGAR SADAN MOTI CHHIPWAD TALUKA SANKHEDA 391145
Phone +919411949536
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Sankheda Nagarik Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Sankheda Nagarik Sahakari Bank IMPS branch of Sankheda Nagarik Sahakari Bank, the code HDFC0CSNSB0 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0CSNSB0 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents Sankheda Nagarik Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Sankheda Nagarik Sahakari Bank IMPS

Payment Systems Supported by HDFC0CSNSB0

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—391319501—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Sankheda Nagarik Sahakari Bank in SANKHEDA typically follows the RBI holiday calendar. Digital transfers via HDFC0CSNSB0 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0CSNSB0 is the valid code for Sankheda Nagarik Sahakari Bank IMPS at SANKHEDA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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Platform Links

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