Shri Mahila Sewa Sahakari Bank
Shri Mahila Sewa Sahakari Bank IMPS BRANCH
+917926581597
Understanding IFSC Code: The Digital DNA of Shri Mahila Sewa Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Shri Mahila Sewa Sahakari Bank IMPS
branch of Shri Mahila Sewa Sahakari Bank, the code HDFC0CSMSSB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CSMSSB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Shri Mahila Sewa Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Shri Mahila Sewa Sahakari Bank IMPS
Payment Systems Supported by HDFC0CSMSSB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—380124251—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Shri Mahila Sewa Sahakari Bank in AHMEDABAD typically follows the RBI holiday calendar. Digital transfers via HDFC0CSMSSB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CSMSSB is the valid code for Shri Mahila Sewa Sahakari Bank IMPS at AHMEDABAD, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • Shri Mahila Sewa Sahakari Bank IMPS Contact
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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