Sadguru Gahininath Urban Co-operative Bank Akluj
Sadguru Gahininath Urban Co-operative Bank Akluj IMPS BRANCH
+919422650950
Understanding IFSC Code: The Digital DNA of Sadguru Gahininath Urban Co-operative Bank Akluj
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Sadguru Gahininath Urban Co-operative Bank Akluj IMPS
branch of Sadguru Gahininath Urban Co-operative Bank Akluj, the code HDFC0CSGUCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CSGUCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Sadguru Gahininath Urban Co-operative Bank Akluj
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Sadguru Gahininath Urban Co-operative Bank Akluj IMPS
Payment Systems Supported by HDFC0CSGUCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—413917452—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Sadguru Gahininath Urban Co-operative Bank Akluj in AKLUJ typically follows the RBI holiday calendar. Digital transfers via HDFC0CSGUCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CSGUCB is the valid code for Sadguru Gahininath Urban Co-operative Bank Akluj IMPS at AKLUJ, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
- • GST Calculator Online
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Branch Context
- • Sadguru Gahininath Urban Co-operative Bank Akluj IMPS Contact
- • Address of Sadguru Gahininath Urban Co-operative Bank Akluj
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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