Shivdaulat Sahakari Bank
Shivdaulat Sahakari Bank IMPS BRANCH
+919423804312
Understanding IFSC Code: The Digital DNA of Shivdaulat Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Shivdaulat Sahakari Bank IMPS
branch of Shivdaulat Sahakari Bank, the code HDFC0CSDSBL ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CSDSBL Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Shivdaulat Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Shivdaulat Sahakari Bank IMPS
Payment Systems Supported by HDFC0CSDSBL
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—415838501—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Shivdaulat Sahakari Bank in KARAD typically follows the RBI holiday calendar. Digital transfers via HDFC0CSDSBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CSDSBL is the valid code for Shivdaulat Sahakari Bank IMPS at KARAD, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • Shivdaulat Sahakari Bank IMPS Contact
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- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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