Col Rd Nikam Sainik Sahakari Bank
Col Rd Nikam Sainik Sahakari Bank IMPS BRANCH
+912162234176
Understanding IFSC Code: The Digital DNA of Col Rd Nikam Sainik Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Col Rd Nikam Sainik Sahakari Bank IMPS
branch of Col Rd Nikam Sainik Sahakari Bank, the code HDFC0CRNSSB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CRNSSB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Col Rd Nikam Sainik Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Col Rd Nikam Sainik Sahakari Bank IMPS
Payment Systems Supported by HDFC0CRNSSB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—415815001—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Col Rd Nikam Sainik Sahakari Bank in SATARA typically follows the RBI holiday calendar. Digital transfers via HDFC0CRNSSB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CRNSSB is the valid code for Col Rd Nikam Sainik Sahakari Bank IMPS at SATARA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • Col Rd Nikam Sainik Sahakari Bank IMPS Contact
- • Address of Col Rd Nikam Sainik Sahakari Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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