Raniganj Co-operative Bank
Raniganj Co-operative Bank IMPS BRANCH
+919474840133
Understanding IFSC Code: The Digital DNA of Raniganj Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Raniganj Co-operative Bank IMPS
branch of Raniganj Co-operative Bank, the code HDFC0CRNGCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CRNGCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Raniganj Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Raniganj Co-operative Bank IMPS
Payment Systems Supported by HDFC0CRNGCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—713866302—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Raniganj Co-operative Bank in RANIGANJ typically follows the RBI holiday calendar. Digital transfers via HDFC0CRNGCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CRNGCB is the valid code for Raniganj Co-operative Bank IMPS at RANIGANJ, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Raniganj Co-operative Bank Branch List
- • RANIGANJ IFSC Codes
- • Swift Code for Raniganj Co-operative Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Raniganj Co-operative Bank IMPS Contact
- • Address of Raniganj Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Raniganj Co-operative Bank HDFC0CRNGCB code, find Raniganj Co-operative Bank IMPS branch details, Raniganj Co-operative Bank RANIGANJ contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Raniganj Co-operative Bank RANIGANJ, online neft rtgs imps guide india, how to find ifsc code of Raniganj Co-operative Bank.