Raj Laxmi Mahila Urban Co-operative Bank Jaipur
Raj Laxmi Mahila Urban Co-operative Bank Jaipur IMPS BRANCH
+919335823175
Understanding IFSC Code: The Digital DNA of Raj Laxmi Mahila Urban Co-operative Bank Jaipur
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Raj Laxmi Mahila Urban Co-operative Bank Jaipur IMPS
branch of Raj Laxmi Mahila Urban Co-operative Bank Jaipur, the code HDFC0CRLMUB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CRLMUB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Raj Laxmi Mahila Urban Co-operative Bank Jaipur
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Raj Laxmi Mahila Urban Co-operative Bank Jaipur IMPS
Payment Systems Supported by HDFC0CRLMUB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—302189251—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Raj Laxmi Mahila Urban Co-operative Bank Jaipur in JAIPUR typically follows the RBI holiday calendar. Digital transfers via HDFC0CRLMUB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CRLMUB is the valid code for Raj Laxmi Mahila Urban Co-operative Bank Jaipur IMPS at JAIPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
- • GST Calculator Online
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Branch Context
- • Raj Laxmi Mahila Urban Co-operative Bank Jaipur IMPS Contact
- • Address of Raj Laxmi Mahila Urban Co-operative Bank Jaipur
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
- • IFSC Finder v2.0
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