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Pimpalgaon Merchants Co-operative Bank

Pimpalgaon Merchants Co-operative Bank IMPS BRANCH

+912550251698

IFSC CODE
HDFC0CPIMCO
MICR Code 422518501
Branch Code CPIMCO
City / District PIMPALGAON
State MAHARASHTRA
Office Address DHANSHREE BANK STREET PIMPALGAON B
Phone +912550251698
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Pimpalgaon Merchants Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Pimpalgaon Merchants Co-operative Bank IMPS branch of Pimpalgaon Merchants Co-operative Bank, the code HDFC0CPIMCO ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0CPIMCO Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents Pimpalgaon Merchants Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Pimpalgaon Merchants Co-operative Bank IMPS

Payment Systems Supported by HDFC0CPIMCO

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—422518501—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Pimpalgaon Merchants Co-operative Bank in PIMPALGAON typically follows the RBI holiday calendar. Digital transfers via HDFC0CPIMCO for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0CPIMCO is the valid code for Pimpalgaon Merchants Co-operative Bank IMPS at PIMPALGAON, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • Pimpalgaon Merchants Co-operative Bank IMPS Contact
  • • Address of Pimpalgaon Merchants Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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