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Shree Mahuva Nagrik Sahakari Bank

Shree Mahuva Nagrik Sahakari Bank IMPS BRANCH

+912844222408

IFSC CODE
HDFC0CMNSAA
MICR Code 364808091
Branch Code CMNSAA
City / District MAHUVA
State MAHARASHTRA
Office Address SHRI BHASKARRAO BHANUSHANKAR THAKKER SAHAKAR BHAVAN BAJARANDAS BAPA CHOWK VASHI TALAO BHAVNAGAR 364290
Phone +912844222408
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Shree Mahuva Nagrik Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Shree Mahuva Nagrik Sahakari Bank IMPS branch of Shree Mahuva Nagrik Sahakari Bank, the code HDFC0CMNSAA ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0CMNSAA Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents Shree Mahuva Nagrik Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Shree Mahuva Nagrik Sahakari Bank IMPS

Payment Systems Supported by HDFC0CMNSAA

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—364808091—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Shree Mahuva Nagrik Sahakari Bank in MAHUVA typically follows the RBI holiday calendar. Digital transfers via HDFC0CMNSAA for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0CMNSAA is the valid code for Shree Mahuva Nagrik Sahakari Bank IMPS at MAHUVA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Shree Mahuva Nagrik Sahakari Bank IMPS Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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