Abhinandan Urban Co-operative Bank Amravati
Abhinandan Urban Co-operative Bank Amravati IMPS BRANCH
+917122563440
Understanding IFSC Code: The Digital DNA of Abhinandan Urban Co-operative Bank Amravati
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Abhinandan Urban Co-operative Bank Amravati IMPS
branch of Abhinandan Urban Co-operative Bank Amravati, the code HDFC0CMAN01 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CMAN01 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Abhinandan Urban Co-operative Bank Amravati
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Abhinandan Urban Co-operative Bank Amravati IMPS
Payment Systems Supported by HDFC0CMAN01
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—444801101—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Abhinandan Urban Co-operative Bank Amravati in AMRAVATI typically follows the RBI holiday calendar. Digital transfers via HDFC0CMAN01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CMAN01 is the valid code for Abhinandan Urban Co-operative Bank Amravati IMPS at AMRAVATI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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