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Kashipur Urban Co-operative Bank

Kashipur Urban Co-operative Bank IMPS BRANCH

+919756796372

IFSC CODE
HDFC0CKUCPL
MICR Code 244851202
Branch Code CKUCPL
City / District KASHIPUR
State MAHARASHTRA
Office Address BAZPUR ROAD AVAS VIKAS KASHIPUR PIN CODE-244713
Phone +919756796372
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Kashipur Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Kashipur Urban Co-operative Bank IMPS branch of Kashipur Urban Co-operative Bank, the code HDFC0CKUCPL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0CKUCPL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents Kashipur Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Kashipur Urban Co-operative Bank IMPS

Payment Systems Supported by HDFC0CKUCPL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—244851202—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kashipur Urban Co-operative Bank in KASHIPUR typically follows the RBI holiday calendar. Digital transfers via HDFC0CKUCPL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0CKUCPL is the valid code for Kashipur Urban Co-operative Bank IMPS at KASHIPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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Platform Links

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