Kashmir Mercantile Co-operative Bank
Kashmir Mercantile Co-operative Bank IMPS BRANCH
+919697008919
Understanding IFSC Code: The Digital DNA of Kashmir Mercantile Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Kashmir Mercantile Co-operative Bank IMPS
branch of Kashmir Mercantile Co-operative Bank, the code HDFC0CKAMCO ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CKAMCO Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Kashmir Mercantile Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Kashmir Mercantile Co-operative Bank IMPS
Payment Systems Supported by HDFC0CKAMCO
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—193850101—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Kashmir Mercantile Co-operative Bank in SOPORE typically follows the RBI holiday calendar. Digital transfers via HDFC0CKAMCO for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CKAMCO is the valid code for Kashmir Mercantile Co-operative Bank IMPS at SOPORE, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
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Branch Context
- • Kashmir Mercantile Co-operative Bank IMPS Contact
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- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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