Jamshedpur Urban Co-operative Bank
Jamshedpur Urban Co-operative Bank IMPS BRANCH
+917781970757
Understanding IFSC Code: The Digital DNA of Jamshedpur Urban Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Jamshedpur Urban Co-operative Bank IMPS
branch of Jamshedpur Urban Co-operative Bank, the code HDFC0CJUCBL ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CJUCBL Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Jamshedpur Urban Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Jamshedpur Urban Co-operative Bank IMPS
Payment Systems Supported by HDFC0CJUCBL
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—831810002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Jamshedpur Urban Co-operative Bank in JAMSHEDPUR typically follows the RBI holiday calendar. Digital transfers via HDFC0CJUCBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CJUCBL is the valid code for Jamshedpur Urban Co-operative Bank IMPS at JAMSHEDPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • Jamshedpur Urban Co-operative Bank IMPS Contact
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Platform Links
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