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Jamshedpur Urban Co-operative Bank

Jamshedpur Urban Co-operative Bank IMPS BRANCH

+917781970757

IFSC CODE
HDFC0CJUCBL
MICR Code 831810002
Branch Code CJUCBL
City / District JAMSHEDPUR
State MAHARASHTRA
Office Address TIWARI COMPLEX, SAKCHI, JAMSHEDPUR-831001
Phone +917781970757
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Jamshedpur Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Jamshedpur Urban Co-operative Bank IMPS branch of Jamshedpur Urban Co-operative Bank, the code HDFC0CJUCBL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0CJUCBL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents Jamshedpur Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Jamshedpur Urban Co-operative Bank IMPS

Payment Systems Supported by HDFC0CJUCBL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—831810002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Jamshedpur Urban Co-operative Bank in JAMSHEDPUR typically follows the RBI holiday calendar. Digital transfers via HDFC0CJUCBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0CJUCBL is the valid code for Jamshedpur Urban Co-operative Bank IMPS at JAMSHEDPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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