Jijamata Mahila Sahakari Bank
Jijamata Mahila Sahakari Bank IMPS BRANCH
+912024325327
Understanding IFSC Code: The Digital DNA of Jijamata Mahila Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Jijamata Mahila Sahakari Bank IMPS
branch of Jijamata Mahila Sahakari Bank, the code HDFC0CJMS99 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CJMS99 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Jijamata Mahila Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Jijamata Mahila Sahakari Bank IMPS
Payment Systems Supported by HDFC0CJMS99
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—411174441—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Jijamata Mahila Sahakari Bank in PUNE typically follows the RBI holiday calendar. Digital transfers via HDFC0CJMS99 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CJMS99 is the valid code for Jijamata Mahila Sahakari Bank IMPS at PUNE, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Jijamata Mahila Sahakari Bank Branch List
- • PUNE IFSC Codes
- • Swift Code for Jijamata Mahila Sahakari Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Jijamata Mahila Sahakari Bank IMPS Contact
- • Address of Jijamata Mahila Sahakari Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Jijamata Mahila Sahakari Bank HDFC0CJMS99 code, find Jijamata Mahila Sahakari Bank IMPS branch details, Jijamata Mahila Sahakari Bank PUNE contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Jijamata Mahila Sahakari Bank PUNE, online neft rtgs imps guide india, how to find ifsc code of Jijamata Mahila Sahakari Bank.