Godavari Urban Co-operative Bank Nashik
Godavari Urban Co-operative Bank Nashik IMPS BRANCH
+912532314438
Understanding IFSC Code: The Digital DNA of Godavari Urban Co-operative Bank Nashik
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Godavari Urban Co-operative Bank Nashik IMPS
branch of Godavari Urban Co-operative Bank Nashik, the code HDFC0CGCB02 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CGCB02 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Godavari Urban Co-operative Bank Nashik
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Godavari Urban Co-operative Bank Nashik IMPS
Payment Systems Supported by HDFC0CGCB02
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—422376002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Godavari Urban Co-operative Bank Nashik in NASHIK typically follows the RBI holiday calendar. Digital transfers via HDFC0CGCB02 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CGCB02 is the valid code for Godavari Urban Co-operative Bank Nashik IMPS at NASHIK, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • Godavari Urban Co-operative Bank Nashik IMPS Contact
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Platform Links
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