Shri Bharat Urban Co-operative Bank Jaysingpur
Shri Bharat Urban Co-operative Bank Jaysingpur IMPS BRANCH
+912322225430
Understanding IFSC Code: The Digital DNA of Shri Bharat Urban Co-operative Bank Jaysingpur
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Shri Bharat Urban Co-operative Bank Jaysingpur IMPS
branch of Shri Bharat Urban Co-operative Bank Jaysingpur, the code HDFC0CBHRAT ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CBHRAT Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Shri Bharat Urban Co-operative Bank Jaysingpur
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Shri Bharat Urban Co-operative Bank Jaysingpur IMPS
Payment Systems Supported by HDFC0CBHRAT
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—416240155—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Shri Bharat Urban Co-operative Bank Jaysingpur in JAYSINGPUR typically follows the RBI holiday calendar. Digital transfers via HDFC0CBHRAT for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CBHRAT is the valid code for Shri Bharat Urban Co-operative Bank Jaysingpur IMPS at JAYSINGPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Shri Bharat Urban Co-operative Bank Jaysingpur Branch List
- • JAYSINGPUR IFSC Codes
- • Swift Code for Shri Bharat Urban Co-operative Bank Jaysingpur
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Shri Bharat Urban Co-operative Bank Jaysingpur IMPS Contact
- • Address of Shri Bharat Urban Co-operative Bank Jaysingpur
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Shri Bharat Urban Co-operative Bank Jaysingpur HDFC0CBHRAT code, find Shri Bharat Urban Co-operative Bank Jaysingpur IMPS branch details, Shri Bharat Urban Co-operative Bank Jaysingpur JAYSINGPUR contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Shri Bharat Urban Co-operative Bank Jaysingpur JAYSINGPUR, online neft rtgs imps guide india, how to find ifsc code of Shri Bharat Urban Co-operative Bank Jaysingpur.