Andaman & Nicobar State Co-operative Bank
Andaman & Nicobar State Co-operative Bank IMPS BRANCH
+919434281460
Understanding IFSC Code: The Digital DNA of Andaman & Nicobar State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Andaman & Nicobar State Co-operative Bank IMPS
branch of Andaman & Nicobar State Co-operative Bank, the code HDFC0CANSCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CANSCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Andaman & Nicobar State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Andaman & Nicobar State Co-operative Bank IMPS
Payment Systems Supported by HDFC0CANSCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—744656002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Andaman & Nicobar State Co-operative Bank in PORT BLAIR typically follows the RBI holiday calendar. Digital transfers via HDFC0CANSCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CANSCB is the valid code for Andaman & Nicobar State Co-operative Bank IMPS at PORT BLAIR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Andaman & Nicobar State Co-operative Bank Branch List
- • PORT BLAIR IFSC Codes
- • Swift Code for Andaman & Nicobar State Co-operative Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
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- • Currency Converter
Branch Context
- • Andaman & Nicobar State Co-operative Bank IMPS Contact
- • Address of Andaman & Nicobar State Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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