Assam Co-operative Apex Bank
Assam Co-operative Apex Bank IMPS BRANCH
+919435709063
Understanding IFSC Code: The Digital DNA of Assam Co-operative Apex Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Assam Co-operative Apex Bank IMPS
branch of Assam Co-operative Apex Bank, the code HDFC0CACABL ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CACABL Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Assam Co-operative Apex Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Assam Co-operative Apex Bank IMPS
Payment Systems Supported by HDFC0CACABL
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—781117002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Assam Co-operative Apex Bank in GUWAHATI typically follows the RBI holiday calendar. Digital transfers via HDFC0CACABL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CACABL is the valid code for Assam Co-operative Apex Bank IMPS at GUWAHATI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Assam Co-operative Apex Bank Branch List
- • GUWAHATI IFSC Codes
- • Swift Code for Assam Co-operative Apex Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Assam Co-operative Apex Bank IMPS Contact
- • Address of Assam Co-operative Apex Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Assam Co-operative Apex Bank HDFC0CACABL code, find Assam Co-operative Apex Bank IMPS branch details, Assam Co-operative Apex Bank GUWAHATI contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Assam Co-operative Apex Bank GUWAHATI, online neft rtgs imps guide india, how to find ifsc code of Assam Co-operative Apex Bank.