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HDFC Bank

VINEET KHAND BRANCH

+915226160616

IFSC CODE
HDFC0009504
MICR Code 226240034
Branch Code 009504
City / District VINEET KHAND
State UTTAR PRADESH
Office Address HDFC BANK LTD 142 F VINEET KHANDGOMTI NAGAR NEAR HOSARRIYA CROSSING LUCKNOW UTTAR PRADESH 226010
Phone +915226160616
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Understanding IFSC Code: The Digital DNA of HDFC Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the VINEET KHAND branch of HDFC Bank, the code HDFC0009504 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0009504 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents HDFC Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for VINEET KHAND

Payment Systems Supported by HDFC0009504

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—226240034—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The HDFC Bank in VINEET KHAND typically follows the RBI holiday calendar. Digital transfers via HDFC0009504 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0009504 is the valid code for VINEET KHAND at VINEET KHAND, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • HDFC Bank Branch List
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Financial Tools

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Branch Context

  • • VINEET KHAND Contact
  • • Address of HDFC Bank
  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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