Home / HDFC Bank / KADAKKAL
HD

HDFC Bank

KADAKKAL BRANCH

+9118002026161

IFSC CODE
HDFC0006377
MICR Code 691240009
Branch Code 006377
City / District KADAKKAL
State KERALA
Office Address GRD FLOOR NEAR FEDERAL BANK KADAKKAL KADAKKAL KERALA 691536
Phone +9118002026161
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of HDFC Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KADAKKAL branch of HDFC Bank, the code HDFC0006377 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0006377 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents HDFC Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KADAKKAL

Payment Systems Supported by HDFC0006377

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—691240009—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The HDFC Bank in KADAKKAL typically follows the RBI holiday calendar. Digital transfers via HDFC0006377 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0006377 is the valid code for KADAKKAL at KADAKKAL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • HDFC Bank Branch List
  • • KADAKKAL IFSC Codes
  • • Swift Code for HDFC Bank
  • • Bank Holiday in KERALA

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • KADAKKAL Contact
  • • Address of HDFC Bank
  • • MICR Code Finder
  • • KERALA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: HDFC Bank HDFC0006377 code, find KADAKKAL branch details, HDFC Bank KADAKKAL contact number, KERALA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for HDFC Bank KADAKKAL, online neft rtgs imps guide india, how to find ifsc code of HDFC Bank.