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HDFC Bank

MANDI ROAD DHAR BRANCH

+9118002026161

IFSC CODE
HDFC0006185
MICR Code 454240004
Branch Code 006185
City / District DHAR M
State MADHYA PRADESH
Office Address GRD FLOOR MANDI ROAD SHESHNAG CINEMA PARISAR OPP DHARESHWAR MANDIR DHAR M MADHYA PRADESH 454001
Phone +9118002026161
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Understanding IFSC Code: The Digital DNA of HDFC Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MANDI ROAD DHAR branch of HDFC Bank, the code HDFC0006185 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0006185 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents HDFC Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MANDI ROAD DHAR

Payment Systems Supported by HDFC0006185

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—454240004—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The HDFC Bank in DHAR M typically follows the RBI holiday calendar. Digital transfers via HDFC0006185 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0006185 is the valid code for MANDI ROAD DHAR at DHAR M, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • HDFC Bank Branch List
  • • DHAR M IFSC Codes
  • • Swift Code for HDFC Bank
  • • Bank Holiday in MADHYA PRADESH

Financial Tools

  • • GST Calculator Online
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Branch Context

  • • MANDI ROAD DHAR Contact
  • • Address of HDFC Bank
  • • MICR Code Finder
  • • MADHYA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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