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HDFC Bank

XC FEET ROAD NAGBAL BRANCH

+9118002026161

IFSC CODE
HDFC0006075
MICR Code 191240103
Branch Code 006075
City / District GANDERBAL
State JAMMU AND KASHMIR
Office Address GROUND FLOOR 90 FEET ROAD AHMAD NAGAR NAGBAL GANDERBAL JAMMU AND KASHMIR 190006
Phone +9118002026161
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of HDFC Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the XC FEET ROAD NAGBAL branch of HDFC Bank, the code HDFC0006075 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0006075 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents HDFC Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for XC FEET ROAD NAGBAL

Payment Systems Supported by HDFC0006075

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—191240103—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The HDFC Bank in GANDERBAL typically follows the RBI holiday calendar. Digital transfers via HDFC0006075 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0006075 is the valid code for XC FEET ROAD NAGBAL at GANDERBAL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • HDFC Bank Branch List
  • • GANDERBAL IFSC Codes
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Financial Tools

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Branch Context

  • • XC FEET ROAD NAGBAL Contact
  • • Address of HDFC Bank
  • • MICR Code Finder
  • • JAMMU AND KASHMIR Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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