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HDFC Bank

THENNIMALAI BRANCH

+9118002026161

IFSC CODE
HDFC0005785
MICR Code 606240005
Branch Code 005785
City / District TIRUVANNAMALAI
State TAMIL NADU
Office Address GRD FLOOR SURVEY NO 1794 2B THANDARAMPATTU MAIN ROAD THAMARAI NAGAR TIRUVANNAMALAI TAMIL NADU 606603
Phone +9118002026161
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of HDFC Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THENNIMALAI branch of HDFC Bank, the code HDFC0005785 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0005785 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents HDFC Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THENNIMALAI

Payment Systems Supported by HDFC0005785

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—606240005—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The HDFC Bank in TIRUVANNAMALAI typically follows the RBI holiday calendar. Digital transfers via HDFC0005785 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0005785 is the valid code for THENNIMALAI at TIRUVANNAMALAI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • THENNIMALAI Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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